iviso wrote:
我正想说，大陆的乡镇(恕刪)
鄉鎮都買高端設備？
你自己去生產地自己看吧
你又不是這行業的，就光亂說，工廠我幾乎每年都會去看看
沖床就是機台，不管在哪都差不多，連日本也差不多
都市的更新的確中國做比較好，畢竟土地國有，沒那樣麻煩的私人抗爭，加上中國對都市更新促進發展有規劃得多，但不代表啥中國都很好，事實不是這樣的
個人積分：318735分
文章編號：77080650
個人積分：2969分
文章編號：77080691
個人積分：318735分
文章編號：77080703
個人積分：121分
文章編號：77081078
emeryville wrote:
死鴨子嘴硬
自己出去看看日常生活食衣住行會遇到多少人保險是自己買的
從你吃飯餐廳的老闆
賣你保險的agent
幫你除草的老墨
看病的醫生
一直到賣房子的房仲
哪一個有公司幫你出？
你是井底之蛙嗎?
美國自己買保險通常是self-employed
What Is Self Employment?
A self-employed individual does not work for a specific employer who pays them a consistent salary or wage. Self-employed individuals, or independent contractors, earn income by contracting with a trade or business directly. In most cases, the employer will not withhold taxes, so, this becomes the responsibility of the self-employed individual
Although the precise definition of self-employment varies among the U.S. Bureau of Labor Statistics(BLS), the Internal Revenue Service (IRS) and private research firms, those who are self-employed include independent contractors, sole proprietors of businesses, and individuals engaged in partnerships.
美國只有真正窮到沒錢沒收入才不用自己買保險
用Medicaid
Medicaid and the Children’s Health Insurance Program (CHIP) provide free or low-cost health coverage to millions of Americans, including some low-income people, families and children, pregnant women, the elderly, and people with disabilities.
Some states have expanded their Medicaid programs to cover all people below certain income levels.
See if you qualify for Medicaid based on income alone
Find out if you qualify for Medicaid based on your income. Enter your household size and state in our savings tool, and we'll tell you if you qualify for Medicaid or savings on a Marketplace plan.
美國這麼大50個州規定太複雜了
在公司上班上到某個%的時間公司就必須提供benefit
通常是一週上滿3天就有benefit
也就可以透過公司提供健保買保險/牙醫保險..健保跟牙醫是分開
通常是員工自付保費的20%-25%剩下的公司出
也有非常少數的提供100%免費健保
夫妻檔可以從其中一方取得全家保障
員工付的健保費/牙醫保費是免稅的
所以萬一失業的話要看在那一州
有類似台灣健保的麻州
低收入的健保可能比公司買的商業保險還好
其他州失業就可能很麻煩
也可以透過COBRA保障一段時間..但是太貴要付到100%等於失業前公司幫你出的都要自己買單
Continuation of Health Coverage (COBRA)
麻州最低的2級是免費
第3級是最低40一個月保費
