M013782989 wrote:
我只是回應主題：財務...(恕刪)
我的標準這家的茶當然不OK
但以我當標準不是太適合的啦
對茶我嘴叼
但我可以喝白開水就好
個人積分：330060分
文章編號：92799342
你是行家，平凡老百姓只是想喝OK一點的茶，有這麼難嗎？[偷笑][偷笑][偷笑]
個人積分：330060分
文章編號：92799360
個人積分：3355分
文章編號：92799427
1800 和 60000 差很多的. [偷笑]
什麼人玩什麼鳥吧～[偷笑][偷笑][偷笑]
個人積分：330060分
文章編號：92799507
個人積分：3355分
文章編號：92799645
個人積分：330060分
文章編號：92800173
個人積分：330060分
文章編號：92800212
個人積分：3355分
文章編號：92811274
個人積分：3355分
文章編號：92811354
個人積分：30362分
文章編號：92812176
M013782989 wrote:
1.名下主從債務為0，
2.高於一般授薪主管的被動收入，
3.至少要擁有，有價值的2間房，
4.至少能有2000萬不動的定存，
具備以上4點再來說財富自由才有意義，
財富自由（X）
財務自由（O）
什麼時候出現「財富自由」這個詞了？
用中文腦袋思考一下，那是什麼意思？
Financial independence 翻成財務自由已經很差了，
現在變成財富自由就更不合中文邏輯了。
最近艾普斯坦的檔案很紅，
Reddit 上面有一篇談到文件中，
包含的一份，關於億萬富豪的生活開銷。
結果你猜怎麼著，
下面有人說就他還得跟著 Larry Ellison， 住著他的客房。
財富自由喔？至少也得有管家，廚師，司機，船長，機長才對。
當年身家五十億美元，月花銷才60萬美元，
（現在身家132億美元）
大概月花1/8333的財產。
要比摳門，我遠遠比不上他
I looked at Justice Department's recent Epstein files on WSJ and found these info, thought it's quite interesting. His family spending was $600k/month in 2015, which is actually frugal (!) for his net worth.
- Leon Black kept $154 million in cash across his dozens of bank accounts. Interest rate max 0.15%.
- More than $2 billion of Black’s wealth was tied up in Apollo stock. His net worth in 2015 was $5B.
- His art collection, rare-book collection and other personal items were worth $2.8 billion (55% net worth). He also had seven homes, 11 cars, a Gulfstream jet and a Benetti yacht. These personal expenses do NOT include the jet & yacht, which are likely under business expense.
- The Black family spent $1.2 million over the course of two months of 2015, according to a summary of the household’s expenses prepared by a company that helps wealthy families track their finances. This includes $27,000 on dining out, $35,000 on clothing and $67,000 on wine and liquor. They paid nearly $48,000 for landscaping at their Hamptons home during this two-month period.
- Black also had a $484 million loan from Bank of America backed by his extensive art collection. The loan was secured by paintings from artists including Edgar Degas, Paul Cézanne and Pablo Picasso. Black is a prolific art collector who bought Edvard Munch’s “The Scream” for $120M in 2012. He also had a book collection valued at $82 million (he bought a rare Babylonian Talmud later in 2015 for over $9 million) and Chinese bronzes worth $335 million.
Monthly spending ranked from highest to lowest item:
Rank Category Monthly ($)
1 School taxes (listed next to property taxes) 74,578
2 Professional services 52,940
3 Property taxes 52,632
4 Maintenance & maintenance fees 46,246
5 Other (Residence) 39,323
6 Art 37,750
7 Credit cards 36,813
8 Insurance & medical 36,615
9 Landscaping 35,854
10 Wine/liquor 33,667
11 Utilities 26,113
12 Renovations 24,168
13 Other (Personal) 20,441
14 Clothing 17,526
15 Travel – Other 15,334
16 Dining out 13,598
17 Private plane 12,548
18 Educational donations 12,500
19 Clubs & hobbies 6,720
20 Hotel 5,152
21 Flowers 1,595
22 Car wash 447
23 Private school 273
Source: document released by Justice Department
Kara Dapena/WSJ "Inside a $5 Billion Fortune: One Family’s Ledger in the Epstein Files"
