請問如果因公到美國約兩三年左右
有哪些是必要開銷~ 能否提供一些意見呢?
如保險~ 租車費用(還是買台二手車便宜?)
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(1) Leasing: normally 3 years long lease, starts with a down pay from USD 2000~3000 and monthly payment around 250 ~ 500 thereafter, depending on either economic car like toyota camry or lexus E350 (always leased with a new car with mileage less than 3000 miles)
(2) Buying: if buy a 3-year old used car (normally with mileage around 30,000 miles) would be much cheaper and you can re-sell it to the dealer or make the direct sales to the next buyer
Both gas usage and insurance are NOT included in the cost of leasing or buying the car. You can have more information from:
CARMAX
https://www.carmax.com/cars#Distance=all&ExposedCategories=249+250+1001+1000+265+999+772&ExposedDimensions=249+250+1001+1000+265+999+772&MaxYear=2017&MinYear=2015&Page=1&PerPage=20&Refinements=4294963153+4294963142&SortKey=0&Sorts=0%2014%206%209&Zip=94538
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要看你是去美國哪個區域
跟你自己本身的用車習慣
會這樣說是因為這影響到你會開多少mile
如果就上下班開 假日去買買菜
那用lease的確實很方便,而且車子是新車有保固
三年開完也不用擔心賣掉的問題
但是如果很愛到處跑或是上班距離遠
開的量很大,一年超過15000mile,那可能就要精算一下
因為lease 每年的限制是在15000mile,每家車廠可能稍微不一樣
超過限制要每mile 另外付費
買二手車的話,也是同意樓上說的
盡量去有認證跟保固的連鎖大車行買
或是各品牌的認證中古車
美國中古車問題包羅萬象,如果不是汽車專家
很容易買到整修車,或是有問題的車
有認證不代表沒問題,但至少有保固
最後一句話
美國大部分地方沒有車就等於沒有腳
車商知道,保險商也知道
他們賺錢是不會手軟的
所以車就是一筆無底洞的花費
真的要買車跟保險,就是要力求後面麻煩越少越好
很多人待久了寧願買新車跟保全險
真的就是求不要顧路,遇到問題有理賠
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租車看起來或許沒有買來的划算
準備買台camery或avlaon
銀彈不足 最多花個一萬吧 大概 11K miles左右的toyota
希望不用怎麼修車
CARMAX是好網站 感謝提供~
porsonyeh wrote:
Like you said, there are primarily 2 ways to have a transportation vehicle:
(1) Leasing: normally 3 years long lease, starts with a down pay from USD 2000~3000 and monthly payment around 250 ~ 500 thereafter, depending on either economic car like toyota camry or lexus E350 (always leased with a new car with mileage less than 3000 miles)
(2) Buying: if buy a 3-year old used car (normally with mileage around 30,000 miles) would be much cheaper and you can re-sell it to the dealer or make the direct sales to the next buyer
Both gas usage and insurance are NOT included in the cost of leasing or buying the car. You can have more information from:
CARMAX
https://www.carmax.com/cars#Distance=all&ExposedCategories=249+250+1001+1000+265+999+772&ExposedDimensions=249+250+1001+1000+265+999+772&MaxYear=2017&MinYear=2015&Page=1&PerPage=20&Refinements=4294963153+4294963142&SortKey=0&Sorts=0%2014%206%209&Zip=94538(恕刪)
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